Ingredients:

1 Large Bag baked tortilla chips
8 Ounce fat free cream cheese
1-1/2 Cup fat freecheddar cheese-divided
Use
1 Can Spicy fat free veggi chili (or 2 c
Your favorite recipe)
1/2 Cup Chopped green or purple
Onions
.
Spread cream cheese in bottom of oven safe serving dish. Layer 1 cup cheddar cheese over that and pour/spread chili over cheeses. Top with reserved 1/2 cup cheese and bake at 375 for 30 min or until bubbly. Top with raw onions and serve with fat free  tortilla chips.